Finance

If you are a borrower seeking any of the following types of loan, we can help you:

  • First mortgage loans secured on Australian property:
    - for development.
    - for investment.
  • Bridging finance (6 to 12 months), typically to allow resolution of planning permit and engineering matters prior to commencement of construction.
  • Construction funding.
  • Mezzanine funding (or second mortgage loans), behind a bank or other financier.
  • Short term business loan funding secured by property.

We do not provide consumer loans or loans for residential housing investment.

Email us on borrow@securafunds.com.au or call us now on (03) 9639 9222 now to discuss your loan requirements.

Lending criteria

First mortgage loans

 

Lending criteria

Second mortgage loans

 


Our first mortgage lending guidelines

 

Item Detail
LVR From 50% to 70%, depending on the quality of the security and whether or not additional collateral is provided.
Loan Size From $300,000 to $4,000,000.
Loan Purpose Investment, development, construction. Acquisition or refinancing. Exit strategy required.
Eligible Security Residential, commercial, industrial buildings or vacant land.
Security Type First mortgage.
Locations Australia wide, CBD, metropolitan and major regional
Repayment Structure Interest only. Prepaid or capitalised interest may be available.
Loan Terms 6 months to 1 year. Extension may be allowed.
Fees Establishment and management fees to Secura Funds. Third party expenses such as valuation, QS and legal fees. Other fees as per our offer in each case.
Interest Rate On application. From 8.0% per annum.

 Get started

Our second mortgage lending guidelines

Item Detail
LVR Up to 80%, depending on the quality of the security and whether or not additional collateral is provided.
Loan Size From $100,000 to $2,000,000.
Loan Purpose Investment, development, construction. Acquisition or refinancing. Exit strategy required.
Eligible Security Residential, commercial, industrial buildings or vacant land.
Security Type Second mortgage.
Locations Australia wide, CBD, metropolitan and major regional.
Repayment Structure Interest only. Prepaid or capitalised interest may be available.
Loan Terms 6 months to 1 year. Extension may be allowed.
Fees Establishment and management fees to Secura Funds. Third party expenses such as valuation, QS and legal fees. Other fees as per our offer in each case.
Interest Rate On application. From 14.0% per annum.

 Get started

Get started now

Email us at borrowers@securafunds.com.au or call us now on (03) 9639 9222.

You may also download application forms for a commercial mortgage or improved residential land loan here:

Application Form

Commercial mortgage loan

 

Application Form

Residential land improvement loan