If you are a borrower seeking any of the following types of loan, we can help you:
- First mortgage loans secured on Australian property:
- for development.
- for investment. - Bridging finance (6 to 12 months), typically to allow resolution of planning permit and engineering matters prior to commencement of construction.
- Construction funding.
- Mezzanine funding (or second mortgage loans), behind a bank or other financier.
- Short term business loan funding secured by property.
We do not provide consumer loans or loans for residential housing investment.
Email us on borrow@securafunds.com.au or call us now on (03) 9639 9222 now to discuss your loan requirements.
First mortgage loans
Second mortgage loans
Our first mortgage lending guidelines
| Item | Detail |
| LVR | From 50% to 70%, depending on the quality of the security and whether or not additional collateral is provided. |
| Loan Size | From $300,000 to $4,000,000. |
| Loan Purpose | Investment, development, construction. Acquisition or refinancing. Exit strategy required. |
| Eligible Security | Residential, commercial, industrial buildings or vacant land. |
| Security Type | First mortgage. |
| Locations | Australia wide, CBD, metropolitan and major regional |
| Repayment Structure | Interest only. Prepaid or capitalised interest may be available. |
| Loan Terms | 6 months to 1 year. Extension may be allowed. |
| Fees | Establishment and management fees to Secura Funds. Third party expenses such as valuation, QS and legal fees. Other fees as per our offer in each case. |
| Interest Rate | On application. From 8.0% per annum. |
Our second mortgage lending guidelines
| Item | Detail | |
| LVR | Up to 80%, depending on the quality of the security and whether or not additional collateral is provided. | |
| Loan Size | From $100,000 to $2,000,000. | |
| Loan Purpose | Investment, development, construction. Acquisition or refinancing. Exit strategy required. | |
| Eligible Security | Residential, commercial, industrial buildings or vacant land. | |
| Security Type | Second mortgage. | |
| Locations | Australia wide, CBD, metropolitan and major regional. | |
| Repayment Structure | Interest only. Prepaid or capitalised interest may be available. | |
| Loan Terms | 6 months to 1 year. Extension may be allowed. | |
| Fees | Establishment and management fees to Secura Funds. Third party expenses such as valuation, QS and legal fees. Other fees as per our offer in each case. | |
| Interest Rate | On application. From 14.0% per annum. | |
Get started now
Email us at borrowers@securafunds.com.au or call us now on (03) 9639 9222.
You may also download application forms for a commercial mortgage or improved residential land loan here:
Commercial mortgage loan
Residential land improvement loan